When considering the purchase of a policy, please note that many travel insurance policies will not cover claims or financial losses related to epidemics or pandemics. Additionally, the fear of traveling is not covered by any travel insurance policy. Please review the policy details or contact us for more information.
Nil Excess Travel Insurance Options
Where are you going?
Primary Destination
Travel Dates
Travel Start Date
Travel End Date
Age of Adult Traveller(s)

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What is an excess?

Most insurance policies have an excess, or a ‘deductible’ as part of your cover. This means that when you claim, the insurer first removes the excess from any amount they will pay you as part of the settlement. Your chosen excess will also affect the cost of your policy.

Worldcare Travel Insurance Excess

When you select a Worldcare Travel Insurance plan, you can adjust the excess levels to suit your preference. An excess, as stated in your Certificate of Insurance, will be deducted from our settlement if you make a claim (unless a higher excess has been imposed on your cover by us and confirmed to you in writing). The excess applies under this Policy Wording to each separate event giving rise to a claim. There will be no excess charged if you have purchased and paid premium for a No Excess Policy. This will also be shown on your Certificate of Insurance. Your Certificate of Insurance will be issued to you as confirmation of cover.

Worldcare Travel Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia). You should consider the Policy Wording before making any decisions about your insurance policy. For further information on The Hollard Insurance Company Pty Ltd's financial strength rating, please refer to the Financial Strength Rating and Overseas Policy Holder Preference Disclosure Notice found at home page.

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