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Compare Worldcare Travel Insurance Plans
About Worldcare Travel Insurance
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Compare Travel Insurance Plans

For international travel only

The table below sets out a summary only of the cover that is provided under each plan and the most we will pay in total for all claims under each section.

Important - please note: a maximum total limit applies for all claims by all insured persons under certain sections and other limits, sub-limits, conditions and exclusions apply. Where used, 'unlimited' only means that there is no capped dollar sum insured. Terms, conditions, limits and exclusions apply as set out in your Policy Wording, particularly in sections 1a, 1,c, 1d, 1e, 1f, 1g, 1j, 2a, 2c, 2d, 2e, and 2f. Under Section 2 (MEDICAL BENEFITS), We will only pay for costs incurred within 12 month of the Illness or Injury. You do not have cover under certain sections of this policy while traveling in NEW ZEALAND. All costs and expenses claimed must be reasonable.

Schedule of
Benefits
Section 1: Cancellation /
Travel Disruption
1a. Loss of Deposits*
1b. Cancellation of Journey Paid in Full
1c. Curtailment
1d. Missed Connection
1e. Travel Delay
1f. Frequent Flyer Points
1g. Resumption of Travel
1h. Strikes / Hijacks
1i. Epidemics and Pandemics
Section 2: Medical Benefits
2a. Overseas Medical Expenses*
2b. Terrorism – Overseas Medical Expenses
2c. Emergency Dental Expenses
Emergency Dental Expenses – pain relief only
Emergency Dental Expenses – as a result of injury
2d. Incidental Hospital Expenses*
2e. Accompanying Person
Section 3: Live Benefits
3a. Funeral Expenses
3b. Accidental Death or Permanent Disablement
3e. Accidental Death or Permanent Disablement as a Result of Terrorism
Section 4: Baggage, Personal Effects
And Money Benefits
4a. Personal Baggage – Total limit (including any items insured in Section 4c)
Personal Baggage – Item Limit
Personal Baggage – Special Item Limit (electronic equipment, video and camera equipment)
4b. Emergency Baggage*
4c. Specified High Value Items
Maximum Value Per item
Maximum Total Value
4d. Travel Documents
4e. Personal Money
Section 5: Personal Liability Benefits
5a. Rental Vehicle Excess
5b. Personal Liability

GoComprehensive

Policy Wording
$100,000
$100,000
$100,000
$10,000
$10,000
$4,000
$5,000
$5,000
$100,000
Unlimited
$200,000
 
$1,000
$3,000
$4,000
$15,000
$15,000
$25,000
$20,000
$15,000
$1,500
$2,500
$1,000
 
$10,000
$15,000
$2,000
$500
$5,000
$1,000,000

GoFreedom

Policy Wording
$100,000
$100,000
$100,000
$10,000
$10,000
$4,000
$5,000
$5,000
$100,000
Unlimited
$200,000
 
$1,000
$3,000
$4,000
$15,000
$15,000
$25,000
$20,000
$15,000
$1,500
$2,500
$1,000
 
$10,000
$15,000
$2,000
$500
$5,000
$1,000,000

GoBudget

Policy Wording
$5,000
$5,000
$5,000
$500
$500
Nil
Nil
Nil
$5,000
$250,000
Nil
 
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$2,000
$500
$500
$250
 
Nil
Nil
$250
Nil
Nil
$400,000
Schedule of
Benefits
Section 1: Cancellation /
Travel Disruption
1a. Loss of Deposits*
1b. Cancellation of Journey paid in full
1c. Curtailment
1d. Missed connection
1e. Travel Delay
1f. Frequent flyer points
1g. Resumption of travel
1h. Strikes / hijacks
Section 2: Medical Benefits
2a. Overseas medical expenses*
2b. Terrorism – Overseas Medical Expenses
2c. Emergency dental
Emergency dental – pain relief only
Emergency dental – as a result of injury
2d. Incidental hospital expenses*
2e. Accompanying Person
Section 3: Life Benfits
3a. Funeral expenses
3b. Accidental death or Permanent Disablement
3c. Accidental death or Permanent Disablement as a Result of terrorism
Section 4: Baggage, Personal Effects
And Money Benefits
4a. Personal Baggage – total limit (including any items insured in Section 4c)
Personal Baggage – item limit
Personal Baggage – Special limit (electronic equipment, video and camera equipment)
4b. Emergency Baggage*
4c. Specified High Value Items
Specified High Value Items - Maximum Value Per Item
Specified High Value Items - Maximum Total Value
4d. Travel documents
4e. Personal Money
Section 5: Personal Liability Benefits
5a. Rental vehicle excess
5b. Personal liability

GoBudget

$5,000
$5,000
$5,000
$500
$500
Nil
Nil
Nil
$250,000
Nil
 
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$2,500
$500
$500
$250
 
Nil
Nil
$500
Nil
Nil
$500,000
Schedule of
Benefits
Section 1: Cancellation /
Travel Disruption Benefits
1a. Loss of Deposits*
1b. Cancellation of Journey paid in full
1cb. Curtailment
1d. Missed connection
1e. Travel Delay
1f. Frequent flyer points
1g. Resumption of travel
1h. Strikes / hijacks
Section 2: Medical Benefits
2a. Overseas medical expenses*
2b. Terrorism – Overseas Medical Expenses
2c. Emergency dental
Emergency dental – pain relief only
Emergency dental – as a result of injury
2d. Incidental hospital expenses*
2e. Accompanying Person
Section 3: Life Benefits
3a. Funeral expenses
3b. Accidental death or Permanent Disablement
3c. Accidental death or Permanent Disablement as a Result of terrorism
Section 4: Baggage, Personal Effects
And Money Benefits
4a. Personal Baggage – total limit (including any items insured in Section 4c)
Personal Baggage – item limit
Personal Baggage – Special limit (electronic equipment, video and camera equipment)
4b. Emergency Baggage*
4c. Specified High Value Items
Specified High Value Items - Maximum Value Per Item
Specified High Value Items - Maximum Total Value
4d. Travel documents
4e. Personal Money
Section 5: Personal Liability Benefits
5a. Rental vehicle excess
5b. Personal liability

GoComprehensive

Unlimited
Unlimited
Unlimited
$15,000
$15,000
$5,000
$10,000
$10,000
Unlimited
$250,000
 
$1,000
$3,000
$4,000
Nil
$25,000
$50,000
$25,000
$25,000
$1,500
$2,500
$1,500
 
$10,000
$15,000
$3,000
$500
$6,000
$2,500,000
Schedule of
Benefits
Section 1: Cancellation /
Travel Disruption Benefits
1a. Loss of Deposits*
1b. Cancellation of Journey paid in full
1c. Curtailment
1d. Missed connection
1e. Travel Delay
1f. Frequent flyer points
1g. Resumption of travel
1h. Strikes / hijacks
Section 2: Medical Benefits
2a. Overseas medical expenses*
2b. Terrorism – Overseas Medical Expenses
2c. Emergency dental
Emergency dental – pain relief only
Emergency dental – as a result of injury
2d. Incidental hospital expenses*
2e. Accompanying Person
Section 3: Life Benefits
3a. Funeral expenses
3b. Accidental death or Permanent Disablement
3c. Accidental death or Permanent Disablement as a Result of terrorism
Section 4: Baggage, Personal Effects
And Money Benefits
4a. Personal Baggage – total limit (including any items insured in Section 4c)
Personal Baggage – item limit
Personal Baggage – Special limit (electronic equipment, video and camera equipment)
4b. Emergency Baggage*
4c. Specified High Value Items
Specified High Value Items - Maximum Value Per Item
Specified High Value Items - Maximum Total Value
4d. Travel documents
4e. Personal Money
Section 5: Personal Liability Benefits
5a. Rental vehicle excess
5b. Personal liability

GoFreedom

Unlimited
Unlimited
Unlimited
$15,000
$15,000
$5,000
$10,000
$10,000
Unlimited
$250,000
 
$1,000
$3,000
$4,000
Nil
$25,000
$50,000
$25,000
$25,000
$1,500
$2,500
$1,500
 
$10,000
$15,000
$3,000
$500
$6,000
$2,500,000

*Sub-limits apply - refer to your policy wording for details.

Worldcare Travel Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia) ("Hollard"). You should consider the Policy Wording before making any decisions about your insurance policy. Terms, conditions, limits, sub-limits and exclusions apply.

The Hollard Insurance Company Pty Ltd – Financial Strength Rating and Overseas Policyholder Preference Disclosure Notice

The Hollard Insurance Company Pty Ltd has a financial strength rating of A (Strong) issued by Standard and Poor's. The Standard & Poor's rating scale is:

AAAExtremely Strong
BBMarginal
CCExtremely Weak
AAVery Strong
BWeak
CSelective Default
AStrong
CCCVery Weak
DDefault
BBBGood

The rating may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.
The rating scale above is in summary form.
A full description of this rating scale can be obtained from www.standardandpoors.com.

An overseas policyholder preference applies. Under Australian law, if The Hollard Insurance Company Pty Ltd is wound up, its assets in Australia must be applied to its Australian liabilities before they can be applied to overseas liabilities. To this extent, New Zealand policyholders may not be able to rely on The Hollard Insurance Company Pty Ltd’s Australian assets to satisfy New Zealand liabilities.

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