GoComprehensive Travel Insurance

Our GoComprehensive policy provides extensive travel insurance for persons travelling internationally, including substantial medical, cancellation, luggage and repatriation cover. Policy coverage applies from when you leave your home in New Zealand to go directly to the hub where you depart from for your trip, and ends when you return back to your home. Please note that there is no cover for medical costs incurred within New Zealand.

Our cancellation benefits have assisted a number of travellers who have had to cancel due to unforeseen circumstances before they had even set off on their travels. This is why we recommend you buy your policy as soon as you pay any non-refundable deposits.

Summary of Benefits

The information below is a summary of benefits. To understand the complete details of what is and is not covered and the types of cover under each plan, please read the Policy Wording carefully. Please note that General Exclusions and General Conditions apply to all sections of the policy cover.

Cancellation/Travel Disruption Benefits

Policy Option	Maximum Benefits
Loss of deposits	$100,000
Cancellation of Journey Paid in Full	$100,000
Curtailment	$100,000
Missed connection	$10,000
Travel Delay	$10,000
Frequent flyer points	$4,000
Resumption of travel	$5,000
Strikes / hijacks	$5,000

Medical Benefits

Policy Option	Maximum Benefits
Overseas Medical Expenses	Unlimited
Terrorism – Overseas Medical Expenses	$200,000
Emergency Dental- Pain relief only	$1,000
Emergency dental – as a result of injury	$3,000
Incidental hospital expenses	$4,000/$50 per day
Accompanying person	$15,000

Life Benefits

Policy Option	Maximum Benefits
Funeral expenses	$15,000
Accidental death or Permanent Disablement	$25,000
Accidental death or Permanent Disablement As a result of terrorism	$20,000

Baggage, Personal Effects And Money Benefits

Policy Option	Maximum Benefits
Personal baggage– total limit (including any Items insured in Section 4c)	$15,000
Personal Baggage – item limit	$1,500
Personal Baggage - Special limit (clectronic equipment, video and camera equipment)	$2,500
Emergency baggage	$1,000
Specified High Value Items - Maximum Value Per Item	$10,000
Specified High Value Items - Maximum Total Value	$15,000
Travel documents	$2,000
Personal Money	$500

Personal Liability Benefits

Policy Option	Maximum Benefits
Rental vehicle excess	$5,000
Personal liability	$1,000,000

Note all limits and premiums are in New Zealand dollars.

Please click here for the policy wording.