Comprehensive Travel Insurance
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GoComprehensive Travel Insurance

The Worldcare GoComprehensive plan provides a comprehensive level of cover and is the most popular Worldcare plan. Read the Schedule of Benefits and Worldcare Travel Insurance Policy Wording to determine if the GoComprehensive plan is right for you.

Schedule of Benefits

The table below sets out a summary only of the cover that is provided under each plan and the most we will pay in total for all claims under each section.

Important - please note: a maximum total limit applies for all claims by all insured persons under certain sections and other limits, sub-limits, conditions and exclusions apply. Where used, 'unlimited' only means that there is no capped dollar sum insured. Terms, conditions, limits and exclusions apply as set out in your Policy Wording, particularly in sections 1a, 1,c, 1d, 1e, 1f, 1g, 1j, 2a, 2c, 2d, 2e, and 2f. All costs and expenses claimed must be reasonable.


Section 1: Cancellation/Travel Disruption Benefits
Section 1: Cancellation/Travel Disruption Benefits Maximum Benefits
1a. Loss of deposits $100,000
1b. Cancellation of Journey Paid in Full $100,000
1c. Curtailment $100,000
1d. Missed connection $10,000
1e. Travel Delay $10,000
1f. Frequent flyer points $4,000
1g. Resumption of travel $5,000
1h. Strikes / hijacks $5,000
Section 2: Medical Benefits
Section 2: Medical Benefits Maximum Benefits
2a. Overseas Medical Expenses Unlimited
2b. Terrorism – Overseas Medical Expenses $200,000
2c. Emergency Dental  
       - Emergency Dental- Pain relief only $1,000
       - Emergency dental – as a result of injury $3,000
2d. Incidental hospital expenses $4,000/$50 per day
2e. Accompanying person $15,000
Section 3: Life Benefits
Section 3: Life Benefits Maximum Benefits
3a. Funeral expenses $15,000
3b. Accidental death or Permanent Disablement $25,000
3c. Accidental death or Permanent Disablement As a result of terrorism $20,000
Section 4: Baggage, Personal Effects And Money Benefits
Section 4: Baggage, Personal Effects And Money Benefits Maximum Benefits
4a. Personal baggage– total limit (including any Items insured in Section 4c) $15,000
       - Personal Baggage – item limit $1,500
       - Personal Baggage - Special limit (electronic equipment, video and camera equipment) $2,500
4b. Emergency baggage $1,000
4c. Specified High Value Items  
       - Maximum Value Per Item $10,000
       - Maximum Total Value $15,000
4d. Travel documents $2,000
4e. Personal Money $500
Section 5: Personal Liability Benefits
Section 5: Personal Liability Benefits Maximum Benefits
5a. Rental vehicle excess $5,000
5b. Personal liability $1,000,000

Note all limits and premiums are in New Zealand dollars.

Worldcare Travel Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia) trading as Allianz New Zealand. You should consider the Policy Wording before making any decisions about this travel insurance policy.

For further information on Allianz Australia Insurance Limited's financial strength rating, please refer to the following Financial Strength Rating and Overseas Policy Holder Preference Disclosure Notice found at https://www.worldcare.co.nz/.

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