Freedom Travel Insurance
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GoFreedom Travel Insurance

If you head overseas often, our GoFreedom policy is specifically designed for frequent travellers, providing comprehensive cover for multiple journeys over a year. Your cover starts from when you leave your home in New Zealand to go directly to the place you depart from for your trip, and ends when you return back to your home. The maximum period for any one journey is 60 days.

As soon as you purchase your policy, the cancellation benefit kicks in, ensuring that even if you are not travelling just yet, cancellations and lost deposit fees are covered. There is no extra cost for our cancellation cover, it’s built right into your GoFreedom cover..

If you are interested in a GoFreedom product you’ll need to call our Worldcare team on 0800 553 550, or email sales@worldcare.co.nz.

Summary of Benefits

The information below is a summary of benefits. To understand the complete details of what is and is not covered and the types of cover under each plan, please read the Policy Wording carefully. Please note that General Exclusions and General Conditions apply to all sections of the policy cover.


Cancellation/Travel Disruption Benefits
Policy Option Maximum Benefits
Loss of deposits Unlimited
Cancellation of Journey Paid in Full Unlimited
Curtailment Unlimited
Missed connection $15,000
Travel Delay $15,000
Frequent flyer points $5,000
Resumption of travel $10,000
Strikes / hijacks $10,000
Medical Benefits
Policy Option Maximum Benefits
Overseas Medical Expenses Unlimited
Terrorism – Overseas Medical Expenses $250,000
Emergency Dental- Pain relief only $1,000
Emergency dental – as a result of injury $3,000
Incidental hospital expenses $4,000/$50 per day
Accompanying person $15,000
Life Benefits
Policy Option Maximum Benefits
Funeral expenses $25,000
Accidental death or Permanent Disablement $50,000
Accidental death or Permanent Disablement As a result of terrorism $25,000
Baggage, Personal Effects And Money Benefits
Policy Option Maximum Benefits
Personal baggage– total limit (including any Items insured in Section 4c) $25,000
Personal Baggage – item limit $1,500
Personal Baggage - Special limit (clectronic equipment, video and camera equipment) $2,500
Emergency baggage $1,500
Specified High Value Items - Maximum Value Per Item $10,000
Specified High Value Items - Maximum Total Value $20,000
Travel documents $3,000
Personal Money $500
Personal Liability Benefits
Policy Option Maximum Benefits
Rental vehicle excess $6,000
Personal liability $2,500,000

Note all limits and premiums are in New Zealand dollars.

Please click here for the policy wording.

We provide insurance cover to you on the basis that you are a resident of New Zealand, you intend to return to New Zealand after your journey, you will purchase your policy in New Zealand before you start your journey and the start date on your policy reflects the date you leave your residence in New Zealand to start your journey. Full Terms and Conditions Apply.

This insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Global Assistance and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia) trading as Allianz New Zealand. You should consider the Policy Wording before making any decisions about this travel insurance policy.

For further information on Allianz Australia Insurance Limited's financial strength rating, please refer to the following Financial Strength Rating and Overseas Policy Holder Preference Disclosure Notice.

Allianz Australia Insurance Limited has an AA- insurer financial strength rating given by Standard & Poor's (Australia) Pty Limited.

The rating scale* in summary form is:

AAA Extremely Strong, BBB Good, CCC Very Weak
AA Very Strong, BB Marginal, CC Extremely Weak
A Strong, B Weak, R Regulatory Action
Plus (+) or minus (-): Ratings from "AA" to "CCC" may be modified by the addition of a plus (+) or minus (-) sign to show relative standings within the major rating categories.
*A full description of the rating scale is available via www.allianz.co.nz/insurer-rating.

An overseas policyholder preference applies. Under Australian law, if Allianz Australia Insurance Limited is wound up, its assets in Australia must be applied to its Australian liabilities before they can be applied to overseas liabilities. To this extent, New Zealand policyholders may not be able to rely on Allianz Australia Insurance Limited's Australian assets to satisfy New Zealand liabilities.