Compare Worldcare Travel Insurance Plans
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Compare Travel Insurance Plans

The table below sets out a summary only of the cover that is provided under each plan and the most we will pay in total for all claims under each section.

Important - please note: a maximum total limit applies for all claims by all insured persons under certain sections and other limits, sub-limits, conditions and exclusions apply. Where used, 'unlimited' only means that there is no capped dollar sum insured. Terms, conditions, limits and exclusions apply as set out in your Policy Wording, particularly in sections 1a, 1,c, 1d, 1e, 1f, 1g, 1j, 2a, 2c, 2d, 2e, and 2f. All costs and expenses claimed must be reasonable.

Schedule of
Benefits
Section 1: Cancellation /
Travel Disruption
1a. Loss of Deposits*
1b. Cancellation of Journey Paid in Full
1c. Curtailment*
1d. Missed Connection*
1e. Travel Delay*
1f. Frequent Flyer Points*
1g. Resumption of Travel*
1h. Strikes / Hijacks*
Section 2: Medical Benefits
2a. Overseas Medical Expenses*
2b. Terrorism – Overseas Medical Expenses
2c. Emergency Dental Expenses*
Emergency Dental Expenses – pain relief only
Emergency Dental Expenses – as a result of injury
2d. Incidental Hospital Expenses*
2e. Accompanying Person*
Section 3: Live Benefits
3a. Funeral Expenses
3b. Accidental Death or Permanent Disablement
3e. Accidental Death or Permanent Disablement as a Result of Terrorism
Section 4: Baggage, Personal Effects
And Money Benefits
4a. Personal Baggage – Total limit (including any items insured in Section 4c)
Personal Baggage – Item Limit
Personal Baggage – Special Item Limit (electronic equipment, video and camera equipment)
4b. Emergency Baggage
4c. Specified High Value Items
Maximum Value Per item
Maximum Total Value
4d. Travel Documents
4e. Personal Money
Section 5: Personal Liability Benefits
5a. Rental Vehicle Excess
5b. Personal Liability

GoComprehensive

Policy Wording
$100,000
$100,000
$100,000
$10,000
$10,000
$4,000
$5,000
$5,000
Unlimited
$200,000
 
$1,000
$3,000
$4,000/$50 per day
$15,000
$15,000
$25,000
$20,000
$15,000
$1,500
$2,500
$1,000
 
$10,000
$15,000
$2,000
$500
$5,000
$1,000,000

GoFreedom

Policy Wording
$100,000
$100,000
$100,000
$10,000
$10,000
$4,000
$5,000
$5,000
Unlimited
$200,000
 
$1,000
$3,000
$4,000/$50 per day
$15,000
$15,000
$25,000
$20,000
$15,000
$1,500
$2,500
$1,000
 
$10,000
$15,000
$2,000
$500
$5,000
$1,000,000

GoBudget

Policy Wording
$5,000
$5,000
$5,000
$500
$500
Nil
Nil
Nil
$250,000
Nil
 
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$2,000
$500
$500
$250
 
Nil
Nil
$250
Nil
Nil
$400,000
Schedule of
Benefits
Section 1: Cancellation /
Travel Disruption
1a. Loss of Deposits*
1b. Cancellation of Journey paid in full
1c. Curtailment*
1d. Missed connection*
1e. Travel Delay*
1f. Frequent flyer points*
1g. Resumption of travel*
1h. Strikes / hijacks*
Section 2: Medical Benefits
2a. Overseas medical expenses*
2b. Terrorism – Overseas Medical Expenses
2c. Emergency dental*
Emergency dental – pain relief only
Emergency dental – as a result of injury
2d. Incidental hospital expenses*
2e. Accompanying person*
Section 3: Life Benfits
3a. Funeral expenses
3b. Accidental death or Permanent Disablement
3c. Accidental death or Permanent Disablement as a Result of terrorism
Section 4: Baggage, Personal Effects
And Money Benefits
4a. Personal Baggage – total limit (including any items insured in Section 4c)
Personal Baggage – item limit
Personal Baggage – Special limit (electronic equipment, video and camera equipment)
4b. Emergency Baggage
4c. Specified High Value Items
Specified High Value Items - Maximum Value Per Item
Specified High Value Items - Maximum Total Value
4d. Travel documents
4e. Personal Money
Section 5: Personal Liability Benefits
5a. Rental vehicle excess
5b. Personal liability

GoBudget

$5,000
$5,000
$5,000
$500
$500
Nil
Nil
Nil
$250,000
Nil
 
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$2,500
$500
$500
$250
 
Nil
Nil
$500
Nil
Nil
$500,000
Schedule of
Benefits
Section 1: Cancellation /
Travel Disruption Benefits
1a. Loss of Deposits*
1b. Cancellation of Journey paid in full
1cb. Curtailment
1d. Missed connection*
1e. Travel Delay*
1f. Frequent flyer points*
1g. Resumption of travel*
1h. Strikes / hijacks*
Section 2: Medical Benefits
2a. Overseas medical expenses*
2b. Terrorism – Overseas Medical Expenses
2c. Emergency dental*
Emergency dental – pain relief only
Emergency dental – as a result of injury
2d. Incidental hospital expenses*
2e. Accompanying person*
Section 3: Life Benefits
3a. Funeral expenses
3b. Accidental death or Permanent Disablement
3c. Accidental death or Permanent Disablement as a Result of terrorism
Section 4: Baggage, Personal Effects
And Money Benefits
4a. Personal Baggage – total limit (including any items insured in Section 4c)
Personal Baggage – item limit
Personal Baggage – Special limit (electronic equipment, video and camera equipment)
4b. Emergency Baggage
4c. Specified High Value Items
Specified High Value Items - Maximum Value Per Item
Specified High Value Items - Maximum Total Value
4d. Travel documents
4e. Personal Money
Section 5: Personal Liability Benefits
5a. Rental vehicle excess
5b. Personal liability

GoComprehensive

Unlimited
Unlimited
Unlimited
$15,000
$15,000
$5,000
$10,000
$10,000
Unlimited
$250,000
 
$1,000
$3,000
$4,000/$50 per day
Nil
$25,000
$50,000
$25,000
$25,000
$1,500
$2,500
$1,500
 
$10,000
$15,000
$3,000
$500
$6,000
$2,500,000
Schedule of
Benefits
Section 1: Cancellation /
Travel Disruption Benefits
1a. Loss of Deposits*
1b. Cancellation of Journey paid in full
1c. Curtailment*
1d. Missed connection*
1e. Travel Delay*
1f. Frequent flyer points*
1g. Resumption of travel*
1h. Strikes / hijacks*
Section 2: Medical Benefits
2a. Overseas medical expenses*
2b. Terrorism – Overseas Medical Expenses
2c. Emergency dental*
Emergency dental – pain relief only
Emergency dental – as a result of injury
2d. Incidental hospital expenses*
2e. Accompanying person*
Section 3: Life Benefits
3a. Funeral expenses
3b. Accidental death or Permanent Disablement
3c. Accidental death or Permanent Disablement as a Result of terrorism
Section 4: Baggage, Personal Effects
And Money Benefits
4a. Personal Baggage – total limit (including any items insured in Section 4c)
Personal Baggage – item limit
Personal Baggage – Special limit (electronic equipment, video and camera equipment)
4b. Emergency Baggage
4c. Specified High Value Items
Specified High Value Items - Maximum Value Per Item
Specified High Value Items - Maximum Total Value
4d. Travel documents
4e. Personal Money
Section 5: Personal Liability Benefits
5a. Rental vehicle excess
5b. Personal liability

GoFreedom

Unlimited
Unlimited
Unlimited
$15,000
$15,000
$5,000
$10,000
$10,000
Unlimited
$250,000
 
$1,000
$3,000
$4,000/$50 per day
Nil
$25,000
$50,000
$25,000
$25,000
$1,500
$2,500
$1,500
 
$10,000
$15,000
$3,000
$500
$6,000
$2,500,000

*Sub-limits apply - refer to your policy wording for details.

Worldcare Travel Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia) trading as Allianz New Zealand. You should consider the Policy Wording before making any decisions about this travel insurance policy.

For further information on Allianz Australia Insurance Limited's financial strength rating, please refer to the following Financial Strength Rating and Overseas Policy Holder Preference Disclosure Notice found at https://www.worldcare.co.nz/.

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