Travel Insurance

Worldcare Travel Insurance Disclaimer

Disclaimer

To the fullest extent permissible pursuant to applicable law, the materials on this website are provided ‘as is’ and without warranties of any kind, either expressed or implied, and Worldcare Travel Insurance, and its subsidiaries and affiliates (collectively ‘Worldcare’) disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Worldcare does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website - or the server makes it available – are free of viruses or other harmful components. Worldcare does not warrant or make any representations regarding the use or the results of the use of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. You (and not Worldcare) assume the entire cost of all necessary servicing, repair or correction. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general information purposes; please refer to the actual policy or the relevant product or services agreement.

This website may be linked to other websites which are not maintained by Worldcare. Worldcare is not responsible for the content of those websites. The inclusion of any link to such websites does not imply approval of or endorsement by Worldcare of the websites or the content thereof.

Limitation of Liability

While Worldcare uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. To the fullest extent permissible under applicable law, Worldcare makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall Worldcare or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if Worldcare or an Worldcare authorized representative has been advised of the possibility of such damages. In no event shall Worldcare's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website.

Worldcare also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.

Restrictions on Use of Material

This website is owned and operated by Worldcare. Except as otherwise expressly permitted by Worldcare, no materials from this website or any website owned, operated, licensed or controlled by Worldcare may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes, including the text, images, audio, and video without Worldcare's written permission. Worldcare neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties.

Jurisdictional Issues

Unless otherwise expressly set forth herein, Worldcare makes no representation that materials on this website are appropriate or available for use in any location. Those who choose to access this website do so on their own initiative and are responsible for compliance with local laws.

Except as expressly set forth herein the information contained on this website is not an offer to sell or a solicitation to buy any security, insurance product or other product or service by Worldcare. No security, insurance product or other product or service is offered or will be sold by Worldcare or, if sold by Worldcare, will be effective in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions.

Worldcare Travel Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia) ("Hollard"). You should consider the Policy Wording before making any decisions about your insurance policy. Terms, conditions, limits, sub-limits and exclusions apply.

The Hollard Insurance Company Pty Ltd – Financial Strength Rating and Overseas Policyholder Preference Disclosure Notice

The Hollard Insurance Company Pty Ltd has a financial strength rating of A (Strong) issued by Standard and Poor's. The Standard & Poor's rating scale is:

AAAExtremely Strong
BBMarginal
CCExtremely Weak
AAVery Strong
BWeak
CSelective Default
AStrong
CCCVery Weak
DDefault
BBBGood

The rating may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.
The rating scale above is in summary form.
A full description of this rating scale can be obtained from www.standardandpoors.com.

An overseas policyholder preference applies. Under Australian law, if The Hollard Insurance Company Pty Ltd is wound up, its assets in Australia must be applied to its Australian liabilities before they can be applied to overseas liabilities. To this extent, New Zealand policyholders may not be able to rely on The Hollard Insurance Company Pty Ltd’s Australian assets to satisfy New Zealand liabilities.

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