GoBudget Travel Insurance
For international travel only
If you're on a budget and you only require limited travel insurance cover, the GoBudget plan might meet your needs.
Selected cover for epidemic and pandemic diseases
(Covid-19)
Worldcare policies include selected cover for epidemic and pandemic diseases such as Covid-19. There is a provision to claim for cancellation and medical expenses should you contract an epidemic or pandemic disease such as Covid-19 after purchasing your policy. Cover for medical claims directly related to an epidemic or pandemic such as Covid-19 will only apply if you contract the disease after you commence your journey. There is no cover for lockdowns, changes in government alert levels, quarantine or mandatory isolation applying to a population or part of a population. As with any travel insurance, disinclination to travel due to fear or change of mind is not covered. Terms, conditions, limits, sub-limits and exclusions apply and these are set out in the Policy Wording.
Medical expenses overseas can be very expensive. The GoBudget plan includes up to $250,000 in cover for overseas medical expenses as well as limited cover for a selection of other benefits.
Read the Schedule of Benefits and Worldcare Travel Insurance Policy Wording to determine if the GoBudget plan is right for you. Cover will apply when you leave New Zealand until the expiry date shown on your Certificate of Insurance, or until you return to your normal place of residence, whichever is the earlier date.
Schedule of Benefits
The table below sets out a summary only of the cover that is provided under each plan and the most we will pay in total for all claims under each section.
Important - please note: a maximum total limit applies for all claims by all insured persons under certain sections and other limits, sub-limits, conditions and exclusions apply. Where used, 'unlimited' only means that there is no capped dollar sum insured. Terms, conditions, limits and exclusions apply as set out in your Policy Wording, particularly in sections 1a, 1,c, 1d, 1e, 1f, 1g, 1j, 2a, 2c, 2d, 2e, and 2f. Under Section 2 (MEDICAL BENEFITS), We will only pay for costs incurred within 12 month of the Illness or Injury. You do not have cover under certain sections of this policy while traveling in NEW ZEALAND. All costs and expenses claimed must be reasonable.
Section 1: Cancellation/Travel Disruption Benefits
| Section 1: Cancellation/Travel Disruption Benefits |
Maximum Benefits |
| 1a. Loss of deposit* |
$5,000 |
| 1b. Cancellation of Journey paid in full |
$5,000 |
| 1c. Curtailment |
$5,000 |
| 1d. Missed connection |
$500 |
| 1e. Travel Delay |
$500 |
| 1i. Epidemics and Pandemics |
$5,000 |
Section 2: Medical Benefits
| Section 2: Medical Benefits |
Maximum Benefits |
| 2a. Overseas medical expenses* |
$250,000 |
Section 4: Baggage, Personal Effects And Money Benefits
| Section 4: Baggage, Personal Effects And Money Benefits |
Maximum Benefits |
| 4a. Personal Baggage – total limit |
$2,000 |
| Personal Baggage – item limit |
$500 |
| Personal Baggage - Special limit (clectronic equipment, video and camera equipment) |
$500 |
| 4b. Emergency Baggage* |
$250 |
| 4d. Travel documents |
$250 |
Section 5: Personal Liability Benefits
| Section 5: Personal Liability Benefits |
Maximum Benefits |
| 5b. Personal Liability |
$400,000 |
*Sub-limits apply - please read this Policy Wording in full for details.
Note all limits and premiums are in New Zealand dollars.