Budget Travel Insurance
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GoBudget Travel Insurance

If you're on a budget and you only require limited travel insurance cover, the GoBudget plan might meet your needs.

Medical expenses overseas can be very expensive. The GoBudget plan includes up to $250,000 in cover for overseas medical expenses as well as limited cover for a selection of other benefits.

Read the Schedule of Benefits and Worldcare Travel Insurance Policy Wording to determine if the GoBudget plan is right for you. Cover will apply when you leave New Zealand until the expiry date shown on your certificate of insurance, or until you return to your normal place of residence, whichever is the earlier date.

Schedule of Benefits

The table below sets out a summary only of the cover that is provided under each plan and the most we will pay in total for all claims under each section.

Important - please note: a maximum total limit applies for all claims by all insured persons under certain sections and other limits, sub-limits, conditions and exclusions apply. Where used, 'unlimited' only means that there is no capped dollar sum insured. Terms, conditions, limits and exclusions apply as set out in your Policy Wording, particularly in sections 1a, 1,c, 1d, 1e, 1f, 1g, 1j, 2a, 2c, 2d, 2e, and 2f. All costs and expenses claimed must be reasonable.


Section 1: Cancellation/Travel Disruption Benefits
Section 1: Cancellation/Travel Disruption Benefits Maximum Benefits
1a. Loss of deposit $5,000
1b. Cancellation of Journey paid in full $5,000
1c. Curtailment $5,000
1d. Missed connection $500
1e. Travel Delay $500
Section 2: Medical Benefits
Section 2: Medical Benefits Maximum Benefits
2a. Overseas medical expenses $250,000
Section 4: Baggage, Personal Effects And Money Benefits
Section 4: Baggage, Personal Effects And Money Benefits Maximum Benefits
4a. Personal Baggage – total limit $2,000
Personal Baggage – item limit $500
Personal Baggage - Special limit (clectronic equipment, video and camera equipment) $500
4b. Emergency Baggage $250
4d. Travel documents $250
Section 5: Personal Liability Benefits
Section 5: Personal Liability Benefits Maximum Benefits
5b. Personal Liability $400,000

Note all limits and premiums are in New Zealand dollars.

Worldcare Travel Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia) trading as Allianz New Zealand. You should consider the Policy Wording before making any decisions about this travel insurance policy.

For further information on Allianz Australia Insurance Limited's financial strength rating, please refer to the following Financial Strength Rating and Overseas Policy Holder Preference Disclosure Notice found at https://www.worldcare.co.nz/.

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