Budget Travel Insurance
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GoBudget Travel Insurance

Our GoBudget policy is ideal for those travelling overseas who only want the basics covered. One of the biggest risks travelling abroad is that you might get sick or need emergency medical assistance. GoBudget provides medical and repatriation cover for persons travelling overseas. Cover applies from when you leave New Zealand, and ends on your return back to New Zealand.

Summary of Benefits

The information below is a summary of benefits. To understand the complete details of what is and is not covered and the types of cover under each plan, please read the Policy Wording carefully. Please note that General Exclusions and General Conditions apply to all sections of the policy cover.

Cancellation/Travel Disruption Benefits
Policy Option Maximum Benefits
Loss of deposit $5,000
Cancellation of Journey paid in full $5,000
Curtailment $5,000
Missed connection $500
Travel Delay $500
Policy Option Maximum Benefits
Overseas medical expenses $250,000
Baggage, Personal Effects And Money
Policy Option Maximum Benefits
Personal Baggage – total limit $2,000
Personal Baggage – item limit $500
Personal Baggage - Special limit (clectronic equipment, video and camera equipment) $500
Emergency Baggage $250
Travel documents $250
Personal Liability
Policy Option Maximum Benefits
Personal liability $400,000

Note all limits and premiums are in New Zealand dollars.

Please click here for the policy wording.

We provide insurance cover to you on the basis that you are a resident of New Zealand, you intend to return to New Zealand after your journey, you will purchase your policy in New Zealand before you start your journey and the start date on your policy reflects the date you leave your residence in New Zealand to start your journey. Full Terms and Conditions Apply.

This insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Global Assistance and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia) trading as Allianz New Zealand. You should consider the Policy Wording before making any decisions about this travel insurance policy.

For further information on Allianz Australia Insurance Limited's financial strength rating, please refer to the following Financial Strength Rating and Overseas Policy Holder Preference Disclosure Notice.

Allianz Australia Insurance Limited has an AA- insurer financial strength rating given by Standard & Poor's (Australia) Pty Limited.

The rating scale* in summary form is:

AAA Extremely Strong, BBB Good, CCC Very Weak
AA Very Strong, BB Marginal, CC Extremely Weak
A Strong, B Weak, R Regulatory Action
Plus (+) or minus (-): Ratings from "AA" to "CCC" may be modified by the addition of a plus (+) or minus (-) sign to show relative standings within the major rating categories.
*A full description of the rating scale is available via www.allianz.co.nz/insurer-rating.

An overseas policyholder preference applies. Under Australian law, if Allianz Australia Insurance Limited is wound up, its assets in Australia must be applied to its Australian liabilities before they can be applied to overseas liabilities. To this extent, New Zealand policyholders may not be able to rely on Allianz Australia Insurance Limited's Australian assets to satisfy New Zealand liabilities.