Why Buy Travel Insurance
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Why Buy Travel Insurance?

Peace of mind creates the best adventure

Making sure you return from holiday with great memories

Travelling can be a real adventure – but an important part of any overseas experience is making sure that you have travel insurance cover while you’re exploring.

When you’re planning adventures overseas, there’s so much excitement that it can be easy to forget about the parts of travel that are a little less glamorous. Organising travel insurance may not be as thrilling as planning your routes and researching the major attractions – but having the best time possible is a whole lot easier to do when you know that you’ve got peace of mind from travel insurance.

What a Worldcare Travel Insurance Policy Wording is

A legally-binding contract between the insurer and the insured. The Policy Wording lays out what loss or damage you will have cover for while travelling and confirms which circumstances you can claim under. The General Terms section of the Policy Wording will help you to understand each section of the wording and the Schedule of Benefits will provide an overview of the cover that you can receive under each plan. You should reach the full Policy Wording before selecting a plan and purchasing a Policy Wording.

What a Worldcare travel insurance Policy Wording isn’t

Like any kind of insurance, there are circumstances and activities that travel insurance won’t cover. So while travel insurance is there to provide specified cover, it’s not a license to run wild and live dangerously.

If you’re looking into some more extreme activities, it’s important to check that these are covered in the Worldcare Policy Wording. Being left liable for medical expenses is the last thing you want to happen when you’re recovering from an injury or illness away from home!

You also need to be responsible about your possessions – make sure you’ve read through the Policy Wording to make sure you don’t put yourself into a situation where you won’t be covered if something goes wrong.

Ensuring you have the best time possible

Being responsible doesn’t mean being boring! The world is out there and this is your chance to seize the moment and discover new and exciting things. You’ll see amazing sights, you’ll meet fascinating people, you may even pick up a little bit of the local language. Here are our top tips for travelling safely while still having an amazing time.

– Prepare your passport. Before you head off on your adventures, be sure to leave photocopies of your passport and your travel itinerary with someone back home. It’s also wise to carry a photocopy of your passport with you, separate from your actual passport – so you have some form of identification to speed up the replacement process.

– Important contacts. As well as contact details for your loved ones back home, it’s sensible to keep contact details for your nation’s embassy or consulate on hand. Be aware that not all nations have embassies in all countries however and sometimes your closest diplomatic mission may be in a neighbouring country. It’s also worth making a note of international phone numbers for your bank and credit card company.

– Medical safety. If you require prescription medication, pack a note from your doctor outlining all of the medication you are currently prescribed – and be sure to keep medications in their original containers so that you don’t need to worry about questions being asked about any medication that you’re carrying. If you’re travelling to certain places, you may also be recommended to have immunisations prior to your trip – you can talk to your regular general practitioner or a specialist travel clinic about particular destinations.

– Talk to your telco. With modern technology, we’re all deeply connected to our devices. Often, when you step off a plane in

Worldcare Travel Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia) trading as Allianz New Zealand. You should consider the Policy Wording before making any decisions about this travel insurance policy.

For further information on Allianz Australia Insurance Limited's financial strength rating, please refer to the following Financial Strength Rating and Overseas Policy Holder Preference Disclosure Notice found at https://www.worldcare.co.nz/.

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