Travel Insurance For Australia
We understand that many New Zealand travellers heading to Australia for that family holiday, shopping splurge or quick city break may not understand the benefits of taking travel insurance – it’s so close, what could possibly go wrong? Unfortunately, our experience at Worldcare has demonstrated that even a quick weekend break doesn’t eliminate the risks when you are overseas.
A fortunate benefit of just heading across the ditch is the reciprocal health agreement – this ensures that your emergency medical expenses are taken care of should the worst happen. The reciprocal health agreement allows us to provide Australia at a lower cost to you too. Unfortunately, emergency medical incidents are not the only perils that can crop up in Oz.
Whilst emergency medical treatment is covered by the Australian government, the cost of getting there by ambulance isn’t. If you are close to the hospital this can be a reasonable fee but we have paid ambulance costs of $3,000 in the past, which can make a serious dent in your vacation spends. Add to this fact that non-emergency treatments aren’t covered under the reciprocal health agreement - this means a doctor’s visit and treatment is at your own cost, as well as any medicine required to treat your ailment.
Should the worst happen and you do end up requiring hospitalisation, it’s only natural that your travelling companion would want to stay with you for comfort and support. Our Comprehensive policy provides cover for an accompanying person’s costs in your time of need. If you are travelling solo this includes us flying someone over to your bedside. The cost of having someone with you can quickly climb but with our policy, you can have additional peace of mind for you and your family.
With the benefits of driving on the same side of the road and with fairly similar rules, Australia is one of the key destinations where Kiwis are likely to hop behind the wheel of a rental vehicle. When you hire a car it’s important to secure yourself against the risks of an accident – however safe a driver you are, you cannot guarantee the same of the others on the road. When you hire a car you will be offered the basic cover that comes with the car or to purchase excess reduction insurance from the rental company.
With the basic cover, after an accident the excess is up to $6,000 which you’ll have to pay out of your own pocket. Alternatively the excess reduction insurance from the rental company is typically around $25-40 per day to cover that excess. Worldcare’s rental vehicle excess cover is up to $6,000, plus you get all the other benefits of the travel insurance policy. Our daily rate is usually much less than the rental vehicle company’s – particularly the longer your overall trip.
The scenarios above are just some of the reasons why we – and the New Zealand Ministry of Foreign Affairs – recommend taking travel insurance for your holiday to Australia. Enter your trip details above and see the low policy costs for your next trip to the land down under.