Automatic Pre-existing Medical Cover
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Pre-existing Conditions

Pre-existing definition

A pre-existing medical condition means,

  1. Any physical defect, infirmity, existing or recurring illness, Injury or disability of which you, or the person due to whom you are insuring/claiming, are aware of.
  2. Any medical condition for which you, or the person due to whom you are insuring/claiming have had or received a medical examination, consultation, treatment, investigation and/or medication in the 12 months prior to the date your policy is issued.

Automatic pre-existing cover

The GoComprehensive and GoFreedom plans provide automatic cover for a variety of specified pre-existing medical conditions. If your pre-existing medical condition is not automatically covered under these plans, you can apply for cover during the travel insurance application process. This can be done quickly and easily online or over the phone Monday through Friday 8:30am - 5:00pm NZST on 0800 553 550. If cover is confirmed and you want to proceed with your purchase, an additional premium will apply. Please note that no cover for Pre-existing medical conditions is available under the GoBudget policy.

Worldcare Travel Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia) trading as Allianz New Zealand. You should consider the Policy Wording before making any decisions about this travel insurance policy.

For further information on Allianz Australia Insurance Limited's financial strength rating, please refer to the following Financial Strength Rating and Overseas Policy Holder Preference Disclosure Notice found at

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