Pre-existing Medical Conditions
A Pre-existing Medical Condition means,
- Any physical defect, infirmity, existing or recurring illness, Injury, disability or Mental Illness of which you, or the person due to whom you are claiming, are aware of.
- Any medical condition for which you, or the person due to whom you are claiming have had or received a medical examination, consultation, treatment, investigation and/or medication in the 12 months prior to the date your policy is issued.
Automatic Pre-existing cover
The GoComprehensive and GoFreedom plans provide automatic cover for a variety of specified Pre-existing Medical Conditions. If your Pre-existing Medical Condition is not automatically covered under these plans, you can apply for cover during the travel insurance application process. This can be done quickly and easily online or over the phone Monday through Friday 8:30am - 5:00pm NZST on 0800 553 550. If cover is confirmed and you want to proceed with your purchase, an additional premium will apply. Please note that no cover for Pre-existing Medical Conditions is available under the GoBudget plan.