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Additional Luggage Cover
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Specified High Value Items

Personal Baggage claims

If you ask your friends and family about times when they have needed to use their travel insurance, no doubt you’ll quickly uncover that claims can arise from lost or damaged luggage while travelling. Personal baggage claims are some of the most common claims received by Worldcare.

Personal Baggage benefit

The Worldcare Travel Insurance Policy Wording includes a personal baggage cover benefit. The amount of cover depends on the plan that you select. Compare each plan carefully and select a plan with suitable cover. If you select the GoComprehensive or GoFreedom plan, you can request additional cover for high value items. These items can be specified on your policy. You will be required to pay an additional premium.

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Travel Warning Notifications
Policy Wording

Worldcare Travel Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia) ("Hollard"). You should consider the Policy Wording before making any decisions about your insurance policy. Terms, conditions, limits, sub-limits and exclusions apply.

The Hollard Insurance Company Pty Ltd – Financial Strength Rating and Overseas Policyholder Preference Disclosure Notice

The Hollard Insurance Company Pty Ltd has a financial strength rating of A (Strong) issued by Standard and Poor's. The Standard & Poor's rating scale is:

AAAExtremely Strong
BBMarginal
CCExtremely Weak
AAVery Strong
BWeak
CSelective Default
AStrong
CCCVery Weak
DDefault
BBBGood

The rating may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.
The rating scale above is in summary form.
A full description of this rating scale can be obtained from www.standardandpoors.com.

An overseas policyholder preference applies. Under Australian law, if The Hollard Insurance Company Pty Ltd is wound up, its assets in Australia must be applied to its Australian liabilities before they can be applied to overseas liabilities. To this extent, New Zealand policyholders may not be able to rely on The Hollard Insurance Company Pty Ltd’s Australian assets to satisfy New Zealand liabilities.

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