Plan Benefits - frequent traveller (plan D)
Plan D is an annual policy for frequent/business travellers, providing comprehensive cover for multiple journeys over a year. Your insurance only applies from when you leave your home to go directly to the place you depart from your travels, and ends when you return to your home. The maximum period for any one journey is 37 days for leisure travel or 90 days for business travel.

Note: the cancellation benefit is a pre-travel benefit that applies all the time.

Summary of Benefits
This is only a summary of the benefits. Please read the Policy Wording carefully for the complete details of "What We Will Pay" and "What We Will Not Pay" and which types of cover are provided under each plan. Importantly, please note that exclusions do apply as well as limits to the cover and these are set out in the Policy Wording.
 
Contract All Definitions | Expand All Definitions
 
Benefit Single
1 Cancellation Fees & Lost Deposits
unlimited 
Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you or which are outside your control, such as:
  • Sickness
  • Accidents
  • Strikes
  • Collisions
  • Retrenchment
  • Natural Disasters
Single Plan: Unlimited Benefit
2 Overseas Emergency Medical Assistance – Nil Excess
unlimited 
Cover for emergency medical assistance including:
  • 24 Hour Emergency Medical Assistance
  • Ambulance
  • Medical Evacuations
  • Funeral Arrangements
  • Messages to family
  • Hospital Guarantees
Single Plan: Unlimited Benefit
3 Overseas Emergency Medical and Hospital Expenses
- Dental Expenses
unlimited 
$500 
Cover for overseas medical treatment if you are injured or become sick overseas, including:
  • Medical
  • Hospital
  • Surgical
  • Nursing
  • Dental Expenses - $500 limit
Single/Duo Plan: Unlimited Benefit
4 Additional Expenses
$50,000 
Cover for additional accommodation and travel expenses caused by your health problems or someone else's resulting from:
  • Sickness
  • Accidental injury
  • Death
Also cover for travelling companion or relative accommodation and travel expense to travel to, stay near or escort you resulting from:
  • Hospitalisation
  • Medical Evacuation
Single: $50,000
5 Hospital Cash Allowance – Nil Excess
$5,000
An allowance of $50 per day if you are hospitalised whilst overseas for more than 48 continuous hours

Single Plan: $5,000
6 Accidental Death – Nil Excess
$25,000
A Death Benefit is payable if you die because of accidental bodily injury sustained during your journey within 12 months of that injury

Single Plan: $25,000
7 Permanent Disability – Nil Excess
$25,000
A Permanent Disability Benefit is payable for total loss of sight in one or both eyes or loss of use of a hand or foot within 12 months of, and because of, an injury sustained during your journey

Single Plan: $25,000
8 Loss Of Income – Nil Excess
$10,400
A weekly Loss of Income benefit is payable if, due to an injury sustained during your journey, you are unable to work after your return to New Zealand for more than 30 days

Single Plan: $10,400
9 Travel Documents, Credit Cards & Travellers Cheques
$5,000
Cover to replace costs of travel documents lost or stolen from you during your journey, such as:
  • Passports
  • Credit Cards
  • Travel Documents
  • Travellers Cheques
Single Plan: $5,000
10 Theft Of Cash
$250
Cover for the following items stolen from your person, up to $250 for all claims combined:
  • Bank Notes
  • Cash
  • Currency Notes
  • Postal Orders
  • Money Orders
Single Plan: $250
11 Luggage and Personal Effects (Additional Cover Options Available)
$5,000
Cover for replacing luggage stolen or reimbursing repair cost for accidentally damaged items, including:
  • Luggage
  • Spectacles
  • Personal Effects
  • Personal Computers
  • Cameras
Single Plan: $5,000
12 Luggage and Personal Effects Delay Allowance – Nil Excess
$250
An allowance to purchase essential items of clothing and other personal items following luggage delayed, misdirected or misplaced by your carrier for more than 12 hours

Single Plan: $250
13 Travel Delay Allowance – Nil Excess
$1,000
Cover for additional travel and accommodation expenses if your journey is disrupted by events such as:
  • Strikes
  • Riots
  • Natural Disasters
  • Hijack
  • Carrier Accidents
  • Rental Car Accidents
  • Loss of Passport/Travel Documents
Single Plan: $1,000
14 Alternative Transport Expenses – Nil Excess
$5,000
Cover for additional travel expenses following transport delays to reach events such as:
  • Wedding
  • Funeral
  • Conference
  • Sporting Event
  • Pre-paid travel/tour arrangements
Single Plan: $5,000
15 Personal Liability
$5 million
Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you:

Single Plan: $5 million
16 Rental Vehicle
$3,000
Cover for car excess payable on Motor Vehicle Insurance resulting from your rental vehicle being:
  • Stolen
  • Crashed
  • Damaged and/or cost of returning rental vehicle due to you being unfit
Single Plan: $3,000
17 Domestic Pets
$500
Cover for additional boarding kennels or cattery fees resulting from your delayed return home. Also veterinary fees if your pet is injured whilst you are away:

Single Plan: $500
18 Domestic Services
$500
Cover for house keeping services following injury disablement continuing upon your return home:

Single Plan: $500
 
*IMPORTANT NOTE: WHERE RELEVANT ALL LIMITS ARE INCLUSIVE OF GST
 
* Note all benefits and premiums are in New Zealand dollars. 
 
Worldcare
As a market leader, Worldcare Travel Insurance offers you total in-house service from arranging your insurance to paying your claim. This flexibility and knowledge enables us to provide cost effective travel insurance products!
Worldcare Travel Insurance
 
Mondial Assistance
 
Mondial Assistance Australia is a leading provider of travel insurance & student health cover, as well as roadside & property assistance. Around the clock, around the world, we're always ready to help you - whatever it takes.
Mondial Assistance
 
Allianz
 
The Allianz Group is one of the largest and most renowned insurance and financial services providers in the world.

Representing an international network of strong brands with first class products, Allianz brings together the expertise of specialists in property and casualty insurance, life and health insurance, asset management and banking.
 
Allianz
 
Policy Summary Footer