Plan A provides comprehensive travel
insurance for persons travelling internationally, including substantial
cancellation, luggage, medical & repatriation cover. Cover applies from
when you leave your home to go directly to the place you depart from your
travels, and ends when you return to your home. (note that there is no cover
for medical cost incurred within New Zealand)
Note: the cancellation benefit is a pre-travel
benefit that covers you from the moment you buy your policy.
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Summary of Benefits
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This is only a summary of the benefits. Please read the
Policy Wording carefully for the complete details of "What We Will Pay" and
"What We Will Not Pay" and which types of cover are provided under each plan.
Importantly, please note that exclusions do apply as well as limits to the
cover and these are set out in the Policy Wording.
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Contract All Definitions |
Expand All Definitions
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| Benefit |
Single |
Duo |
Family |
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unlimited |
unlimited |
unlimited |
Cover for cancellation fees and lost deposits for pre-paid travel arrangements
due to unforeseen circumstances neither expected nor intended by you or which
are outside your control, such as:
- Sickness
- Accidents
- Strikes
- Collisions
- Retrenchment
- Natural Disasters
Single/Duo Plan: Unlimited Benefit
Family Plan: Unlimited Benefit
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unlimited |
unlimited |
unlimited |
Cover for emergency medical assistance including:
- 24 Hour Emergency Medical Assistance
- Ambulance - Medical Evacuations
- Funeral Arrangements - Messages to family
- Hospital Guarantees
Single/Duo Plan: Unlimited Benefit
Family Plan: Unlimited Benefit
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unlimited |
unlimited |
unlimited |
| $500 |
$500 |
$500 |
Cover for overseas medical treatment if you are injured or
become sick overseas, including:
- Medical
- Hospital
- Surgical
- Nursing
- Dental Expenses - $500 limit
Single/Duo Plan: Unlimited Benefit
Family Plan: Unlimited Benefit
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$50,000 |
$50,000 |
$100,000 |
Cover for additional accommodation and travel expenses caused by your health problems or someone else's resulting from:
- Sickness
- Accidental injury
- Death
Also cover for travelling companion or relative accommodation and travel expense to travel to, stay near or escort you resulting from:
- Hospitalisation
- Medical Evacuation
Single/Duo Plan: $50,000
Family Plan: $100,000
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$5,000 |
$5,000 |
$10,000 |
An allowance of $50 per day if you are hospitalised whilst
overseas for more than 48 continuous hours
Single/Duo Plan: $5,000
Family Plan: $10,000
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$25,000 |
$25,000 |
$50,000 |
A Death Benefit is payable if you die because of accidental bodily injury sustained during your journey within 12 months of that injury
Single/Duo Plan: $25,000
Family Plan: $50,000
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$25,000 |
$25,000 |
$50,000 |
A Permanent Disability Benefit is payable for total loss of
sight in one or both eyes or loss of use of a hand or foot within 12 months of,
and because of, an injury sustained during your journey
Single/Duo Plan: $25,000
Family Plan: $50,000
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$10,400 |
$10,400 |
$20,800 |
A weekly Loss of Income benefit is payable if, due to an
injury sustained during your journey, you are unable to work after your return
to New Zealand for more than 30 days
Single/Duo Plan: $10,400
Family Plan: $20,800
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$5,000 |
$5,000 |
$10,000 |
Cover to replace costs of travel documents lost or stolen from you during your journey, such as:
- Passports
- Credit Cards
- Travel Documents
- Travellers Cheques
Single/Duo Plan: $5,000
Family Plan: $10,000
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$250 |
$250 |
$250 |
Cover for the following items stolen from your person, up to $250 for all claims combined:
- Bank Notes
- Cash
- Currency Notes
- Postal Orders
- Money Orders
Single/Duo Plan: $250
Family Plan: $250
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$5,000 |
$5,000 |
$10,000 |
Cover for replacing luggage stolen or reimbursing repair
cost for accidentally damaged items, including:
- Luggage
- Spectacles
- Personal Effects
- Personal Computers
- Cameras
Single/Duo Plan: $5,000
Family Plan: $10,000
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$250 |
$250 |
$500 |
An allowance to purchase essential items of clothing and
other personal items following luggage delayed, misdirected or misplaced by
your carrier for more than 12 hours
Single/Duo Plan: $250
Family Plan: $500
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$1,000 |
$1,000 |
$2,000 |
Cover for additional travel and accommodation expenses if your journey is disrupted by events such as:
- Strikes
- Riots
- Natural Disasters
- Hijack
- Carrier Accidents
- Rental Car Accidents
- Loss of Passport/Travel Documents
Single/Duo Plan: $1,000
Family Plan: $2,000
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$5,000 |
$5,000 |
$10,000 |
Cover for additional travel expenses following transport delays to reach events such as:
- Wedding
- Funeral
- Conference
- Sporting Event
- Pre-paid travel/tour arrangements
Single/Duo Plan: $5,000
Family Plan: $10,000
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$5 million |
$5 million |
$5 million |
Cover for legal liability including legal expenses for
bodily injuries or damage to property of other persons as a result of a claim
made against you
Single/Duo Plan: $5 million
Family Plan: $5 million
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$3,000 |
$3,000 |
$3,000 |
Cover for car excess payable on Motor Vehicle Insurance resulting from your rental vehicle being:
- Stolen
- Crashed
- Damaged and/or cost of returning rental vehicle due to you being unfit
Single/Duo Plan: $3,000
Family Plan: $3,000
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$500 |
$500 |
$500 |
Cover for additional boarding kennels or cattery fees resulting from your delayed return home.
Also veterinary fees if your pet is injured whilst you are away:
Single/Duo Plan: $500
Family Plan: $500
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$500 |
$500 |
$500 |
Cover for house keeping services following injury disablement continuing upon your return home:
Single/Duo Plan: $500
Family Plan: $500
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| *IMPORTANT NOTE: WHERE RELEVANT ALL LIMITS ARE INCLUSIVE OF GST |
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| * Note all benefits and premiums are in New Zealand dollars. |
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