duty of disclosure - travel insurance policies Only
When You apply for insurance and whenever You renew or alter this policy, You have a duty at law, to disclose to Us all material facts. You must disclose all material facts to Us as soon as You become aware of them. A material fact is one that may influence a prudent insurer in deciding whether or not to accept the cover or renew the policy and, if so, on what terms and conditions and for what premium.

Examples of information You may need to disclose include:
  • anything that increases the risk of an insurance claim;
  • any criminal conviction or offence;
  • if another insurer has cancelled or refused to insure or renew insurance, has imposed special terms, or refused any claim;
  • any insurance claim or loss made or suffered in the past.
These examples are a guide only. If there is any doubt as to whether a particular piece of information needs to be disclosed, this should be referred to Allianz.
 
Worldcare
As a market leader, Worldcare Travel Insurance offers you total in-house service from arranging your insurance to paying your claim. This flexibility and knowledge enables us to provide cost effective travel insurance products!
Worldcare Travel Insurance
 
Mondial Assistance
 
Mondial Assistance Australia is a leading provider of travel insurance & student health cover, as well as roadside & property assistance. Around the clock, around the world, we're always ready to help you - whatever it takes.
Mondial Assistance
 
Allianz
 
The Allianz Group is one of the largest and most renowned insurance and financial services providers in the world.

Representing an international network of strong brands with first class products, Allianz brings together the expertise of specialists in property and casualty insurance, life and health insurance, asset management and banking.
 
Allianz
 
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